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14 Love Court Fairfax CA 94930 - Making Dreams Come True!

14 Love Court Fairfax CA 94930 - Making Dreams Come True!

I take my fiduciary duty to my clients very seriously. I will negotiate with fierce intensity on behalf of my clients and look out for their best interests from the moment we first meet to well...forever. My mission statement is to end each transaction with a hug and a client for life. I want my clients to trust they are taken care of and after we close escrow to feel like they have an advocate for life.

Once in awhile I am fortunate enough to meet clients that really test my dedication and tug at my heartstrings. From the moment I met this couple I knew they were special and I knew working with them would be incredibly rewarding. The sweetest, most grateful and most dedicated clients I have ever had the pleasure of working with. I get excited for all of my buyer clients. Buying a house is HUGE! Often, the single biggest purchase of your life and I get to be a part of that. This couple really, really, really deserved...

Next Recession in 2020? What Will Be the Impact?

Next Recession in 2020? What Will Be the Impact? | MyKCM

Economists and analysts know that the country has experienced economic growth for almost a decade. They also know that a recession can’t be too far off. A recent report by Zillow Research shed light on a survey conducted by Pulsenomics in which they asked economists, investment...

You DO NOT Need 20% Down to Buy Your Home NOW!

You DO NOT Need 20% Down to Buy Your Home NOW! | MyKCM

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that the main reason why non-homeowners do not own their own homes is because they believe that they cannot afford them.

This brings us to two major misconceptions that we want to address today.

1. Down Payment

A recent ...

What is a Preliminary Title Report?

What is a Preliminary Title Report?

A preliminary title report is issued prior to the transfer of title and details the conditions in which the title company will issue a title insurance policy.

 Real Estate Questions

Listing agents typically pre-open escrow so they can include a preliminary title report with the disclosure packet and see if there are any issues with the title that need to be cleared up.

A preliminary title report sets forth various details about a piece of real estate, including: 

  • Ownership;
  • Liens and encumbrances; including property taxes paid and owed
  • Easements. 

The preliminary title search gathers the information from the county assessors office that the...

How A Lack of Inventory Impacts the Housing Market

How A Lack of Inventory Impacts the Housing Market | MyKCM

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures and short sales) have fallen to their lowest points in years. The market will continue to strengthen in 2018.

However, there is one thing that may cause the industry to tap the brakes: a lack of housing inventory. Buyer demand naturally increases during the summer months, but supply is not keeping up.

...

Are Lending Standards Too Loose...or Too Tight?

Are Lending Standards Too Loose…or Too Tight? | MyKCM

With home values appreciating at record rates, some are concerned that we may be heading for another housing bubble like the one we experienced a decade ago. One of the major culprits of that housing boom and bust was the loosening of standards for mortgage credit.

In a study done at the University of North Carolina immediately after the crisis, it was revealed that:

“Lenders began originating large numbers of high risk mortgages from around 2004 to 2007, and loans from those vintage years exhibited higher default rates than loans made either before or after.”...

When Is a Good Time to Rent? Not Now!

When Is a Good Time to Rent? Not Now! | MyKCM

People often ask if now is a good time to buy a home, but nobody ever asks whether or not it’s a good time to rent. Regardless, we want to make certain that everyone understands that now is NOT a good time to rent.

The Census Bureau recently released their 2018 first quarter median rent numbers. According to their report, here is a graph showing rent increases from 1988 until today:

When Is a Good Time to Rent? Not Now! | MyKCM...

330 G St. San Rafael CA 94901: SOLD!!!

I sell San Rafael!  330 G St. San Rafael CA 94901 has sold. It was a pleasure and honor to help my seller clients prepare the home for sale. I brought in my team: painter, handyman, cleaner, landscaper, stager, photographer and really made this home shine.

This large 4 Bed/3.5 bath Craftsman on an oversized lot sold for $1,750,000. The home featured vintage woodwork, remodeled kitchen, formal dining, 2 beds and 2 baths on main & 2 bed/1 bath upstairs + multiple sunrooms. Outside features mature landscaping, entertainment patio with high end spa, a huge grassy area and 2 car garage.

If you are thinking about buying or selling, contact me today. I have a winning plan.

Hilary Davis, REALTOR (415) 235-3133 ...

61 Wallace Way, San Rafael, CA 94903: SOLD!!!

61 Wallace Way San Rafael, CA 94903 has SOLD

More happy seller clients. 61 Wallace Way San Rafael, CA 94903 has SOLD! Set in the Terra Linda area of the Dixie School District, this 4 bed room 3 bath 2 story home went quick! It was no surprise as the layout of the home was ideal with formal and casual living and dining spaces, good separation of bedrooms, huge multipurpose room and an amazing yard.

Terra Linda continues to be a very popular location to buy because of the excellent schools, fantastic weather, proximity to open space, doable commute and value for price. Sold for : $1,220,000

...

Homeowners & Appraisers See the Most Eye-to-Eye on Price in 3 Years

Homeowners & Appraisers See the Most Eye-to-Eye on Price in 3 Years | MyKCM

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in such a market is the bank appraisal.

When prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the same neighborhood that recently closed) to defend the selling price when performing the appraisal for the bank.

Every month in their ...

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