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Expert Forecasts on Mortgage Rates

Expert Forecasts on Mortgage
Rates | MyKCM

If you've been thinking of buying a home, you may have been watching what's happened with mortgage rates over the past year. It's true they've risen dramatically, but where will they go from here, especially as the market continues to slow?

As you think about your homeownership goals and decide if now's the time to make your move, the best place to turn to for that information is the professionals. Here's a summary of the latest mortgage rate forecasts from housing market experts.

Experts Project Mortgage Rates Will Stabilize

While mortgage rates continue to fluctuate due to ongoing inflationary pressures and...

What's Actually Happening with Home Prices Today?

What's Actually Happening
with Home Prices Today? | MyKCM

One of the biggest questions people are asking right now is: what's happening with home prices? There are headlines about ongoing price appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel confusing and makes it more difficult to get a clear picture.

Part of the challenge is that it can be hard to understand what experts are saying when the words they use sound similar. Let's break down the differences among those terms to help clarify what's actually happening today.

  • Appreciation...

What Sellers Need To Know in Today's Housing Market

What Sellers Need To Know in
Today's Housing Market | MyKCM

If you're thinking about selling your house, you may have heard about the housing market slowing down in recent months. While it's still a sellers' market, the peak frenzy the market saw over the past two years has cooled some. If you're asking yourself if you've missed your chance to sell your house and make a move, the good news is you haven't – motivated buyers are still out there. But you do need to price your house right for today's market. Here's why.

As Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), says:

Homes priced right are selling very quickly...



Sunset over ocean

In the short term, the answer is both! However, sellers who have been in the power seat for many years, will need to quickly adjust their expectations and settle on the new reality of a balance of power.  As the market shifts and becomes less of a sellers market and moves towards a balanced market, buyers and sellers need to get up to speed and understand the new terms and rules.


In my previous article: 3 SOLID REASONS TO BUY A HOME THIS SUMMER I highlighted the immediate opportunity for buyers during...

What Would a Recession Mean for the Housing Market?

What Would a Recession Mean
for the Housing Market? | MyKCM

According to a recent survey from the Wall Street Journal, the percentage of economists who believe we'll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there'd be a recession by now. But this July, when polled, 49% believe we will see a recession in the coming 12 months.

And as more recession talk fills the air, one concern many people have is: should I delay my homeownership plans if there's a recession?

Here's a look at historical data to show what happened in real estate during previous recessions to help prove why you shouldn't be afraid...

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

Is the Shifting Market a
Challenge or an Opportunity for Homebuyers? | MyKCM

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer.

But what was once your greatest challenge may now be your greatest opportunity. Today, data shows buyer demand is moderating in the wake of higher mortgage rates. Here are a few reasons why this shift in the housing market is good news for your homebuying plans.

The Challenge

There were many reasons for the limited number of homes on the market during the pandemic,...


Realtors are not sales people! There, I said it. Contrary to public opinion, reputation and all the negative attention that gets dumped on us we don't "sell" property. We manage and build relationships, guide clients through complicated and emotional transactions and creative problem solve. Realtors wear many hats but have one focus - our clients. What is best for them, how we can help them, how we can make their real estate dreams come true and hopefully with joy and the least amount of stress.

Some clients don't make it easy

My most recent closed transaction was one of the most difficult transactions of my career and nothing about preparing the home, managing my client, marketing the home, securing a buyer and then collectively managing the entire process until we closed escrow felt salesy for even one second. Realtors don't "sell" properties, we solve problems. We guide our clients...

Having trouble finding the “perfect” home?

If you’re not finding the “perfect” home as soon as you’d like, it’s easy to become frustrated and feel as though you are at the whim of the market. I’m here to tell you that staying patient is not your only option. What you can do to regain control over your home search is take a more strategic approach to the inventory you’re looking for. By categorizing your search into three specific fields, you can take more control over your search by understanding what is realistic and how that reality compares to your dream home. The truth is, fantasizing about your dream home tends to be a very romanticized process, as if we could simply manifest the home of our dreams and it will magically appear on the market within days…but it’s not always that easy. When it comes to finding that home, you may learn that...

Start Your Home Search with these 3 Steps

Contemplating starting a home search but not quite sure where to start? While your first instinct will be to jump online and start shopping for houses, there are several more practical steps you can take to prepare for the home-buying process. Don’t get me wrong, shopping inventory is a very important and hopefully fun part of the process for you. It is important to understand different neighborhoods, styles of homes, and current price ranges to get familiar with your specific real estate market. However, there are several other factors that may impact your search and are important to understand at the beginning of your home search. Here are three things you can do to prepare yourself to buy your next home:  

  • Financial Assessment - Getting crystal clear on your finances will save you a lot of time you may have wasted looking...

The Time for Buyers is...Now!

We are over halfway through 2022, and if you have been keeping up with the real estate market this year, you know things are quite different than they were 6 months ago! While the beginning of the year was filled with fierce competition over the limited inventory, multiple offers per home, and most homes selling for well over asking price within a short time frame of being listed, buyers can now enjoy a deep breath of relief as the real estate market in Marin is returning to a more balanced state. Here are three reasons why right now is a great time to be a buyer, despite what you see in the media.  

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